/* Profitree Wealth — site styles
   One typeface: Plus Jakarta Sans (self-hosted). Type scale ~1.25 (major third). */
@font-face{font-family:"Plus Jakarta Sans";font-style:normal;font-weight:400;font-display:swap;src:url(/assets/fonts/pjs-400.woff2) format("woff2")}
@font-face{font-family:"Plus Jakarta Sans";font-style:normal;font-weight:500;font-display:swap;src:url(/assets/fonts/pjs-500.woff2) format("woff2")}
@font-face{font-family:"Plus Jakarta Sans";font-style:normal;font-weight:600;font-display:swap;src:url(/assets/fonts/pjs-600.woff2) format("woff2")}
@font-face{font-family:"Plus Jakarta Sans";font-style:normal;font-weight:700;font-display:swap;src:url(/assets/fonts/pjs-700.woff2) format("woff2")}
@font-face{font-family:"Plus Jakarta Sans";font-style:normal;font-weight:800;font-display:swap;src:url(/assets/fonts/pjs-800.woff2) format("woff2")}
:root{
  --blue:#507DBF; --blue-600:#3F68A6; --blue-700:#31538A;
  --ink:#15253B; --ink-2:#3C4B60; --muted:#66748A;
  --paper:#F6F8FB; --white:#FFFFFF; --rule:#DCE3EC; --tint:#EAF0F9;
  --green:#2F8A6B; --green-tint:#E5F3EE; --warn:#B4532A;
  --font:"Plus Jakarta Sans",system-ui,-apple-system,"Segoe UI",Roboto,Arial,sans-serif;
  --fs-xs:.8125rem; --fs-sm:.9375rem; --fs-base:1.0625rem; --fs-md:1.25rem;
  --fs-lg:1.5625rem; --fs-xl:1.953rem; --fs-2xl:2.441rem; --fs-3xl:3.052rem;
  --r-sm:6px; --r:10px; --r-lg:16px;
  --wrap:1180px; --gutter:clamp(16px,4vw,32px);
  --shadow:0 1px 2px rgba(21,37,59,.06),0 8px 24px -12px rgba(21,37,59,.18);
}
*,*::before,*::after{box-sizing:border-box}
html{-webkit-text-size-adjust:100%;scroll-behavior:smooth}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{animation:none!important;transition:none!important}}
body{margin:0;font-family:var(--font);font-size:var(--fs-base);line-height:1.6;color:var(--ink);background:var(--white);-webkit-font-smoothing:antialiased;text-rendering:optimizeLegibility}
img,svg{max-width:100%;display:block}
a{color:var(--blue-600);text-decoration-thickness:1px;text-underline-offset:3px}
a:hover{color:var(--blue-700)}
:focus-visible{outline:3px solid var(--blue);outline-offset:2px;border-radius:4px}
h1,h2,h3,h4{font-family:var(--font);color:var(--ink);line-height:1.18;margin:0 0 .5em;letter-spacing:-.015em}
h1{font-size:clamp(2.1rem,5vw,var(--fs-3xl));font-weight:800;letter-spacing:-.025em}
h2{font-size:clamp(1.6rem,3.2vw,var(--fs-2xl));font-weight:700}
h3{font-size:var(--fs-md);font-weight:700}
h4{font-size:var(--fs-base);font-weight:700}
p{margin:0 0 1em}
.lede{font-size:var(--fs-md);color:var(--ink-2);max-width:62ch;line-height:1.55}
.muted{color:var(--muted)}
.small{font-size:var(--fs-sm)}
.num{font-variant-numeric:tabular-nums}
.wrap{max-width:var(--wrap);margin:0 auto;padding:0 var(--gutter)}
.narrow{max-width:760px}
.section{padding:clamp(56px,8vw,96px) 0}
.section--paper{background:var(--paper)}
.section--ink{background:var(--ink);color:#DCE5F2}
.section--ink h2,.section--ink h3{color:#fff}
.sec-head{max-width:680px;margin-bottom:clamp(28px,4vw,44px)}
.sec-head p{color:var(--ink-2);font-size:var(--fs-md);margin:0}
.section--ink .sec-head p{color:#B9C6D9}
.kicker{display:inline-block;font-size:var(--fs-sm);font-weight:600;color:var(--blue-600);margin-bottom:.6rem}
.section--ink .kicker{color:#9DBBE6}
.skip{position:absolute;left:-999px;top:8px;background:var(--ink);color:#fff;padding:8px 14px;border-radius:var(--r-sm);z-index:100}
.skip:focus{left:8px}

/* Buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:.5rem;font:600 var(--fs-sm)/1 var(--font);padding:.95rem 1.35rem;border-radius:var(--r-sm);border:1.5px solid transparent;text-decoration:none;cursor:pointer;transition:background .15s,border-color .15s,color .15s;white-space:nowrap}
.btn--primary{background:var(--blue);color:#fff}
.btn--primary:hover{background:var(--blue-600);color:#fff}
.btn--ink{background:var(--ink);color:#fff}
.btn--ink:hover{background:#0F1C2E;color:#fff}
.btn--ghost{border-color:var(--rule);color:var(--ink);background:#fff}
.btn--ghost:hover{border-color:var(--ink);color:var(--ink)}
.btn--light{background:#fff;color:var(--ink)}
.btn--light:hover{background:var(--tint);color:var(--ink)}
.btn-row{display:flex;flex-wrap:wrap;gap:.75rem}
.textlink{font-weight:600;text-decoration:none;color:var(--blue-600)}
.textlink:hover{text-decoration:underline}

/* Header */
.topbar{background:var(--ink);color:#C9D5E6;font-size:var(--fs-xs)}
.topbar .wrap{display:flex;justify-content:space-between;align-items:center;gap:1rem;min-height:36px}
.topbar a{color:#fff;text-decoration:none}
.topbar a:hover{text-decoration:underline;color:#fff}
.topbar .tb-links{display:flex;gap:1.25rem}
@media (max-width:640px){.topbar .tb-note{display:none}.topbar .wrap{justify-content:center}}
.header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.96);backdrop-filter:saturate(1.4) blur(8px);border-bottom:1px solid var(--rule)}
.header .wrap{display:flex;align-items:center;justify-content:space-between;min-height:72px;gap:1rem}
.brand{display:flex;align-items:center;gap:.65rem;text-decoration:none;color:var(--ink)}
.brand svg{width:38px;height:38px;flex:none}
.brand-name{display:flex;flex-direction:column;line-height:1}
.brand-name b{font-weight:800;font-size:1.12rem;color:var(--blue);letter-spacing:.04em}
.brand-name span{font-weight:500;font-size:.68rem;letter-spacing:.42em;color:var(--ink);margin-top:5px}
.nav{display:flex;align-items:center;gap:.25rem}
.nav>ul{display:flex;list-style:none;margin:0;padding:0;gap:.15rem}
.nav li{position:relative}
.nav a.nl,.nav button.nl{display:flex;align-items:center;gap:.3rem;font:600 var(--fs-sm)/1 var(--font);color:var(--ink);text-decoration:none;padding:.7rem .8rem;border-radius:var(--r-sm);background:none;border:0;cursor:pointer}
.nav a.nl:hover,.nav button.nl:hover,.nav .open>button.nl{background:var(--paper)}
.nav a.nl[aria-current="page"]{color:var(--blue-600)}
.nav .chev{width:12px;height:12px;transition:transform .15s}
.nav .open .chev{transform:rotate(180deg)}
.dd{position:absolute;top:calc(100% + 6px);left:0;min-width:280px;background:#fff;border:1px solid var(--rule);border-radius:var(--r);box-shadow:var(--shadow);padding:.5rem;display:none}
.dd--wide{min-width:560px;display:none;grid-template-columns:1fr 1fr;gap:0 .5rem}
.open>.dd{display:block}.open>.dd--wide{display:grid}
.dd a{display:block;padding:.6rem .75rem;border-radius:var(--r-sm);text-decoration:none;color:var(--ink)}
.dd a:hover{background:var(--paper)}
.dd a b{display:block;font-weight:600;font-size:var(--fs-sm)}
.dd a small{display:block;color:var(--muted);font-size:var(--fs-xs);line-height:1.4;margin-top:2px}
.dd .dd-all{grid-column:1/-1;border-top:1px solid var(--rule);margin-top:.35rem;padding-top:.75rem;font-weight:600;font-size:var(--fs-sm);color:var(--blue-600)}
.nav-cta{margin-left:.5rem}
.menu-btn{display:none;background:none;border:1px solid var(--rule);border-radius:var(--r-sm);width:44px;height:44px;align-items:center;justify-content:center;cursor:pointer;color:var(--ink)}
@media (max-width:1020px){
  .menu-btn{display:inline-flex}
  .nav{position:fixed;inset:108px 0 0 0;background:#fff;flex-direction:column;align-items:stretch;padding:1rem var(--gutter) 2rem;overflow:auto;display:none;border-top:1px solid var(--rule)}
  .nav.is-open{display:flex}
  .nav>ul{flex-direction:column}
  .nav a.nl,.nav button.nl{width:100%;justify-content:space-between;padding:1rem .5rem;font-size:var(--fs-base);border-bottom:1px solid var(--rule);border-radius:0}
  .dd,.dd--wide{position:static;box-shadow:none;border:0;min-width:0;padding:.25rem 0 .75rem}
  .open>.dd--wide{display:block}
  .nav-cta{margin:1.25rem 0 0}
  .nav-cta .btn{width:100%}
  body.menu-open{overflow:hidden}
}
@media (max-width:640px){.nav{inset:72px 0 0 0}}

/* Hero */
.hero{background:var(--paper);border-bottom:1px solid var(--rule);overflow:hidden}
.hero .wrap{display:grid;grid-template-columns:1.05fr .95fr;gap:clamp(32px,5vw,72px);align-items:center;padding-top:clamp(48px,7vw,88px);padding-bottom:clamp(48px,7vw,88px)}
.hero h1{max-width:16ch}
.hero .lede{margin-bottom:1.75rem}
.hero-points{display:flex;flex-wrap:wrap;gap:.5rem 1.5rem;margin:1.75rem 0 0;padding:0;list-style:none;color:var(--ink-2);font-size:var(--fs-sm)}
.hero-points li{display:flex;align-items:center;gap:.45rem}
.hero-points svg{width:16px;height:16px;color:var(--green);flex:none}
@media (max-width:900px){.hero .wrap{grid-template-columns:1fr}.hero h1{max-width:20ch}}

/* Certificate illustration */
.cert-stage{position:relative;max-width:520px;width:100%;justify-self:end}
@media (max-width:900px){.cert-stage{justify-self:start}}
.cert{background:#FBFCFE;border-radius:var(--r);padding:12px;box-shadow:0 30px 60px -30px rgba(21,37,59,.45),0 0 0 1px #D3DCE9;transform:rotate(-2.5deg);transform-origin:70% 80%}
.cert-inner{border:2px solid #9DB3D6;border-radius:6px;padding:22px 24px 20px;position:relative;overflow:hidden}
.cert-inner::before{content:"";position:absolute;inset:6px;border:1px dashed #BFCDE3;border-radius:3px;pointer-events:none}
.cert-guilloche{position:absolute;right:-60px;top:-60px;width:220px;height:220px;opacity:.55;pointer-events:none}
.cert-top{display:flex;justify-content:space-between;font-size:.72rem;color:#5A6E8F;font-weight:600;position:relative}
.cert-title{font-weight:800;font-size:1.05rem;letter-spacing:.01em;color:#2A4166;margin:.9rem 0 .2rem;position:relative}
.cert-sub{font-size:.78rem;color:#5A6E8F;margin:0 0 1rem;position:relative}
.cert-rows{display:grid;grid-template-columns:1fr 1fr;gap:.6rem 1rem;position:relative}
.cert-rows div{border-bottom:1px solid #D6DFEC;padding-bottom:.35rem}
.cert-rows small{display:block;font-size:.66rem;color:#7A8AA3;font-weight:600}
.cert-rows span{font-size:.86rem;font-weight:600;color:#2A4166}
.cert-seal{position:absolute;right:20px;bottom:18px;width:64px;height:64px}
.demat{position:relative;margin:-38px 0 0 auto;width:78%;background:#fff;border-radius:var(--r);box-shadow:0 24px 50px -24px rgba(21,37,59,.5),0 0 0 1px var(--rule);padding:16px 18px;z-index:2}
.demat-head{display:flex;align-items:center;justify-content:space-between;margin-bottom:.75rem}
.demat-head b{font-size:var(--fs-sm)}
.pill{display:inline-flex;align-items:center;gap:.35rem;font-size:var(--fs-xs);font-weight:600;padding:.25rem .6rem;border-radius:99px;background:var(--green-tint);color:var(--green)}
.pill::before{content:"";width:6px;height:6px;border-radius:50%;background:currentColor}
.demat-row{display:flex;justify-content:space-between;align-items:baseline;padding:.45rem 0;border-top:1px solid var(--rule);font-size:var(--fs-sm)}
.demat-row span{color:var(--muted)}
.demat-row b{font-variant-numeric:tabular-nums}
.demat-row b.up{color:var(--green)}

/* Stats band */
.stats{display:grid;grid-template-columns:repeat(4,1fr);border-top:1px solid var(--rule)}
.stat{padding:28px 24px 28px 0}
.stat+.stat{padding-left:24px;border-left:1px solid var(--rule)}
.stat b{display:block;font-size:var(--fs-2xl);font-weight:800;letter-spacing:-.02em;line-height:1;font-variant-numeric:tabular-nums}
.stat span{display:block;color:var(--muted);font-size:var(--fs-sm);margin-top:.5rem}
@media (max-width:760px){.stats{grid-template-columns:1fr 1fr}.stat:nth-child(3){border-left:0;padding-left:0}.stat:nth-child(n+3){border-top:1px solid var(--rule)}}

/* Service directory */
.dir{display:grid;grid-template-columns:repeat(3,1fr);gap:0;border-top:1px solid var(--rule)}
.dir-col{padding:28px 28px 32px 0;border-bottom:1px solid var(--rule)}
.dir-col:not(:nth-child(3n+1)){padding-left:28px;border-left:1px solid var(--rule)}
.dir-col h3{display:flex;align-items:center;gap:.6rem;margin-bottom:.4rem}
.dir-col h3 svg{width:22px;height:22px;color:var(--blue);flex:none}
.dir-col p{color:var(--ink-2);font-size:var(--fs-sm);margin-bottom:.9rem}
.dir-col ul{list-style:none;margin:0 0 1rem;padding:0}
.dir-col li a{display:block;padding:.3rem 0;color:var(--ink);text-decoration:none;font-size:var(--fs-sm);font-weight:500}
.dir-col li a:hover{color:var(--blue-600);text-decoration:underline}
@media (max-width:900px){.dir{grid-template-columns:1fr 1fr}.dir-col:not(:nth-child(3n+1)){padding-left:0;border-left:0}.dir-col:nth-child(2n){padding-left:24px;border-left:1px solid var(--rule)}}
@media (max-width:600px){.dir{grid-template-columns:1fr}.dir-col:nth-child(2n){padding-left:0;border-left:0}}

/* Feature: physical shares band */
.split{display:grid;grid-template-columns:1fr 1fr;gap:clamp(32px,5vw,72px);align-items:start}
@media (max-width:860px){.split{grid-template-columns:1fr}}
.checklist{list-style:none;margin:0;padding:0;display:grid;gap:.85rem}
.checklist li{display:grid;grid-template-columns:24px 1fr;gap:.75rem;align-items:start}
.checklist svg{width:22px;height:22px;color:var(--green);margin-top:2px}
.checklist b{display:block}
.checklist span{color:var(--ink-2);font-size:var(--fs-sm)}
.section--ink .checklist span{color:#B9C6D9}
.section--ink .checklist svg{color:#7FD1B2}

/* Steps (real sequence) */
.steps{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(4,1fr);gap:0;counter-reset:s}
.steps li{padding:22px 22px 0 0;border-top:2px solid var(--rule);position:relative;counter-increment:s}
.steps li::before{content:counter(s);position:absolute;top:-15px;left:0;width:28px;height:28px;border-radius:50%;background:var(--blue);color:#fff;font-weight:700;font-size:var(--fs-xs);display:grid;place-items:center}
.steps li:first-child{border-top-color:var(--blue)}
.steps b{display:block;margin:.35rem 0 .3rem}
.steps span{color:var(--ink-2);font-size:var(--fs-sm)}
@media (max-width:760px){.steps{grid-template-columns:1fr 1fr;row-gap:32px}}

/* Cards (used sparingly) */
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.cards--2{grid-template-columns:repeat(2,1fr)}
.cards--4{grid-template-columns:repeat(4,1fr)}
@media (max-width:960px){.cards,.cards--4{grid-template-columns:1fr 1fr}}
@media (max-width:620px){.cards,.cards--2,.cards--4{grid-template-columns:1fr}}
.card{background:#fff;border:1px solid var(--rule);border-radius:var(--r);padding:24px;display:flex;flex-direction:column}
.section--paper .card{background:#fff}
.card h3{margin-bottom:.4rem}
.card p{color:var(--ink-2);font-size:var(--fs-sm)}
.card .card-foot{margin-top:auto;padding-top:.5rem}
a.card{text-decoration:none;color:inherit;transition:border-color .15s}
a.card:hover{border-color:var(--blue)}
.tag{display:inline-block;font-size:var(--fs-xs);font-weight:600;color:var(--blue-700);background:var(--tint);padding:.2rem .55rem;border-radius:4px;margin-bottom:.75rem}
.icon-badge{width:44px;height:44px;border-radius:10px;background:var(--tint);color:var(--blue-600);display:grid;place-items:center;margin-bottom:1rem}
.icon-badge svg{width:22px;height:22px}

/* Partners */
.partners{display:flex;flex-wrap:wrap;gap:.6rem}
.partners span{font-size:var(--fs-sm);font-weight:600;color:var(--ink-2);background:#fff;border:1px solid var(--rule);padding:.55rem .9rem;border-radius:99px}

/* Calculator teaser list */
.calc-list{display:grid;grid-template-columns:repeat(3,1fr);gap:0;border-top:1px solid var(--rule)}
.calc-list a{display:flex;gap:1rem;align-items:flex-start;padding:20px 20px 20px 0;border-bottom:1px solid var(--rule);text-decoration:none;color:var(--ink)}
.calc-list a:hover h3{color:var(--blue-600)}
.calc-list svg{width:22px;height:22px;color:var(--blue);flex:none;margin-top:3px}
.calc-list h3{font-size:var(--fs-base);margin:0 0 .2rem}
.calc-list p{margin:0;color:var(--muted);font-size:var(--fs-sm);line-height:1.45}
@media (max-width:900px){.calc-list{grid-template-columns:1fr 1fr}}
@media (max-width:600px){.calc-list{grid-template-columns:1fr}}

/* Page head */
.page-head{background:var(--paper);border-bottom:1px solid var(--rule);padding:clamp(40px,6vw,72px) 0 clamp(32px,5vw,56px)}
.page-head h1{font-size:clamp(2rem,4.4vw,var(--fs-3xl));max-width:22ch}
.page-head .lede{margin:0}
.crumbs{display:flex;flex-wrap:wrap;gap:.4rem;font-size:var(--fs-sm);color:var(--muted);margin-bottom:1rem;list-style:none;padding:0}
.crumbs a{color:var(--muted);text-decoration:none}
.crumbs a:hover{color:var(--ink);text-decoration:underline}
.crumbs li+li::before{content:"/";margin-right:.4rem;color:#A9B5C6}

/* Filters */
.filters{display:flex;flex-wrap:wrap;gap:.5rem;margin-bottom:28px}
.filters button{font:600 var(--fs-sm)/1 var(--font);padding:.65rem 1rem;border-radius:99px;border:1px solid var(--rule);background:#fff;color:var(--ink-2);cursor:pointer}
.filters button:hover{border-color:var(--ink)}
.filters button[aria-pressed="true"]{background:var(--ink);border-color:var(--ink);color:#fff}
.count{font-size:var(--fs-sm);color:var(--muted);margin:-12px 0 20px}

/* Service rows */
.svc-group{margin-bottom:48px}
.svc-group>h2{font-size:var(--fs-lg);display:flex;align-items:center;gap:.6rem;padding-bottom:.8rem;border-bottom:2px solid var(--ink);margin-bottom:0}
.svc-group>h2 svg{width:24px;height:24px;color:var(--blue)}
.svc-row{display:grid;grid-template-columns:minmax(200px,.9fr) 2fr auto;gap:1.5rem;align-items:start;padding:20px 0;border-bottom:1px solid var(--rule)}
.svc-row h3{font-size:var(--fs-base);margin:0}
.svc-row h3 a{color:var(--ink);text-decoration:none}
.svc-row h3 a:hover{color:var(--blue-600);text-decoration:underline}
.svc-row p{margin:0;color:var(--ink-2);font-size:var(--fs-sm)}
.svc-row .svc-act{display:flex;gap:.5rem;flex-wrap:wrap;justify-content:flex-end}
.svc-row .btn{padding:.7rem 1rem}
@media (max-width:760px){.svc-row{grid-template-columns:1fr;gap:.5rem}.svc-row .svc-act{justify-content:flex-start;margin-top:.25rem}}
.charges{list-style:none;margin:.5rem 0 0;padding:0;display:grid;gap:.3rem}
.charges li{font-size:var(--fs-sm);color:var(--ink-2)}
.charges b{color:var(--ink);font-weight:600}

/* Detail page */
.detail{display:grid;grid-template-columns:1fr 340px;gap:clamp(32px,5vw,64px);align-items:start}
@media (max-width:900px){.detail{grid-template-columns:1fr}}
.aside{position:sticky;top:96px;background:var(--paper);border:1px solid var(--rule);border-radius:var(--r);padding:24px}
.aside h3{font-size:var(--fs-md)}
.aside p{font-size:var(--fs-sm);color:var(--ink-2)}
.aside .btn{width:100%;margin-top:.5rem}
.aside .contact-mini{margin-top:1.25rem;padding-top:1.25rem;border-top:1px solid var(--rule);font-size:var(--fs-sm)}
.aside .contact-mini a{display:block;color:var(--ink);text-decoration:none;font-weight:600;margin-top:.25rem}
.prose{max-width:68ch}
.prose h2{font-size:var(--fs-xl);margin-top:2em}
.prose h3{margin-top:1.6em}
.prose ul,.prose ol{padding-left:1.25rem;margin:0 0 1.2em}
.prose li{margin:.3em 0}
.prose p,.prose li{color:var(--ink-2)}
.prose strong{color:var(--ink)}
.prose blockquote{margin:1.5em 0;padding:1rem 1.25rem;border-left:3px solid var(--blue);background:var(--tint);border-radius:0 var(--r-sm) var(--r-sm) 0;color:var(--ink)}
.providers{display:flex;flex-wrap:wrap;gap:.5rem;margin:.5rem 0 1.5rem;padding:0;list-style:none}
.providers li{font-size:var(--fs-sm);font-weight:600;border:1px solid var(--rule);background:#fff;padding:.45rem .8rem;border-radius:var(--r-sm)}

/* FAQ accordion */
.faq{border-top:1px solid var(--rule)}
.faq details{border-bottom:1px solid var(--rule)}
.faq summary{list-style:none;cursor:pointer;display:flex;justify-content:space-between;gap:1rem;align-items:center;padding:20px 0;font-weight:600;font-size:var(--fs-base)}
.faq summary::-webkit-details-marker{display:none}
.faq summary .plus{width:28px;height:28px;flex:none;border-radius:50%;border:1px solid var(--rule);display:grid;place-items:center;transition:transform .2s,background .2s}
.faq details[open] summary .plus{transform:rotate(45deg);background:var(--ink);border-color:var(--ink);color:#fff}
.faq .a{padding:0 48px 22px 0;color:var(--ink-2);max-width:70ch}
.faq .cat{display:block;font-size:var(--fs-xs);color:var(--muted);font-weight:600;margin-bottom:.2rem}

/* Blog */
.post-list{display:grid;gap:0;border-top:1px solid var(--rule)}
.post-item{display:grid;grid-template-columns:140px 1fr;gap:2rem;padding:28px 0;border-bottom:1px solid var(--rule)}
.post-item time{color:var(--muted);font-size:var(--fs-sm);font-weight:600;padding-top:.25rem}
.post-item h2{font-size:var(--fs-lg);margin-bottom:.5rem}
.post-item h2 a{color:var(--ink);text-decoration:none}
.post-item h2 a:hover{color:var(--blue-600);text-decoration:underline}
.post-item p{color:var(--ink-2)}
@media (max-width:640px){.post-item{grid-template-columns:1fr;gap:.25rem}}
.tags{display:flex;flex-wrap:wrap;gap:.4rem;margin-top:.5rem}
.tags span{font-size:var(--fs-xs);color:var(--blue-700);background:var(--tint);padding:.2rem .55rem;border-radius:4px;font-weight:600}
.post-meta{color:var(--muted);font-size:var(--fs-sm);margin-top:1rem}
.callout{background:var(--ink);color:#DCE5F2;border-radius:var(--r-lg);padding:clamp(24px,4vw,40px);margin-top:3rem}
.callout h2{color:#fff;font-size:var(--fs-xl);margin-top:0}
.callout p{color:#B9C6D9}

/* Contact */
.contact-grid{display:grid;grid-template-columns:.9fr 1.1fr;gap:clamp(32px,5vw,64px);align-items:start}
@media (max-width:900px){.contact-grid{grid-template-columns:1fr}}
.contact-list{list-style:none;margin:0;padding:0;border-top:1px solid var(--rule)}
.contact-list li{display:grid;grid-template-columns:44px 1fr;gap:1rem;padding:20px 0;border-bottom:1px solid var(--rule)}
.contact-list .icon-badge{margin:0}
.contact-list small{display:block;color:var(--muted);font-size:var(--fs-sm)}
.contact-list a,.contact-list b{font-weight:700;color:var(--ink);text-decoration:none;font-size:var(--fs-md)}
.contact-list a:hover{color:var(--blue-600)}
.form{background:#fff;border:1px solid var(--rule);border-radius:var(--r-lg);padding:clamp(20px,3vw,32px);box-shadow:var(--shadow)}
.form h2{font-size:var(--fs-xl)}
.field{display:grid;gap:.35rem;margin-bottom:1rem}
.field label{font-weight:600;font-size:var(--fs-sm)}
.field .opt{color:var(--muted);font-weight:500}
.input,.field input,.field select,.field textarea{font:500 var(--fs-base)/1.4 var(--font);color:var(--ink);background:#fff;border:1.5px solid var(--rule);border-radius:var(--r-sm);padding:.8rem .9rem;width:100%}
.field textarea{min-height:130px;resize:vertical}
.field input:focus,.field select:focus,.field textarea:focus{outline:none;border-color:var(--blue);box-shadow:0 0 0 3px rgba(80,125,191,.2)}
.field input[aria-invalid="true"],.field textarea[aria-invalid="true"]{border-color:var(--warn)}
.field .err{color:var(--warn);font-size:var(--fs-xs);font-weight:600;display:none}
.field.has-err .err{display:block}
.two{display:grid;grid-template-columns:1fr 1fr;gap:0 1rem}
@media (max-width:560px){.two{grid-template-columns:1fr}}
.hp{position:absolute;left:-9999px;width:1px;height:1px;overflow:hidden}
.form-status{margin-top:1rem;padding:.9rem 1rem;border-radius:var(--r-sm);font-size:var(--fs-sm);font-weight:600;display:none}
.form-status.ok{display:block;background:var(--green-tint);color:#1F6A51}
.form-status.bad{display:block;background:#FBEDE6;color:#8E3B17}
.form .fine{font-size:var(--fs-xs);color:var(--muted);margin:.75rem 0 0}
.map{border:0;width:100%;height:320px;border-radius:var(--r);margin-top:24px;background:var(--paper)}

/* Calculators */
.calc{display:grid;grid-template-columns:1fr 1.05fr;gap:clamp(24px,4vw,48px);align-items:start}
@media (max-width:900px){.calc{grid-template-columns:1fr}}
.calc-in{background:#fff;border:1px solid var(--rule);border-radius:var(--r-lg);padding:clamp(20px,3vw,28px)}
.ctl{margin-bottom:1.5rem}
.ctl:last-child{margin-bottom:0}
.ctl-top{display:flex;justify-content:space-between;align-items:center;gap:1rem;margin-bottom:.6rem}
.ctl-top label{font-weight:600;font-size:var(--fs-sm)}
.ctl-val{display:flex;align-items:center;border:1.5px solid var(--rule);border-radius:var(--r-sm);background:var(--paper);padding:0 .6rem;min-width:140px}
.ctl-val:focus-within{border-color:var(--blue);background:#fff}
.ctl-val span{color:var(--muted);font-weight:600;font-size:var(--fs-sm)}
.ctl-val input{border:0;background:transparent;font:700 var(--fs-base)/1 var(--font);font-variant-numeric:tabular-nums;color:var(--ink);text-align:right;width:100%;padding:.6rem .2rem;outline:none}
input[type=range]{-webkit-appearance:none;appearance:none;width:100%;height:6px;border-radius:99px;background:linear-gradient(to right,var(--blue) var(--p,50%),var(--rule) var(--p,50%));outline:none}
input[type=range]::-webkit-slider-thumb{-webkit-appearance:none;width:22px;height:22px;border-radius:50%;background:#fff;border:3px solid var(--blue);cursor:pointer;box-shadow:0 1px 4px rgba(21,37,59,.25)}
input[type=range]::-moz-range-thumb{width:18px;height:18px;border-radius:50%;background:#fff;border:3px solid var(--blue);cursor:pointer}
input[type=range]:focus-visible::-webkit-slider-thumb{box-shadow:0 0 0 4px rgba(80,125,191,.35)}
.ctl-range{display:flex;justify-content:space-between;font-size:var(--fs-xs);color:var(--muted);margin-top:.35rem}
.seg{display:flex;flex-wrap:wrap;gap:.4rem}
.seg button{font:600 var(--fs-sm)/1 var(--font);padding:.6rem .85rem;border:1px solid var(--rule);background:#fff;border-radius:var(--r-sm);cursor:pointer;color:var(--ink-2)}
.seg button[aria-pressed="true"]{background:var(--ink);color:#fff;border-color:var(--ink)}
.calc-out{background:var(--ink);color:#DCE5F2;border-radius:var(--r-lg);padding:clamp(20px,3vw,32px);position:sticky;top:96px}
.calc-out .headline small{display:block;font-size:var(--fs-sm);color:#9FB2CC;font-weight:600}
.calc-out .headline b{display:block;font-size:clamp(2rem,4.4vw,2.8rem);font-weight:800;color:#fff;letter-spacing:-.02em;line-height:1.1;font-variant-numeric:tabular-nums;margin-top:.3rem}
.calc-out .headline p{color:#9FB2CC;font-size:var(--fs-sm);margin:.4rem 0 0}
.res-rows{margin:1.5rem 0 0;border-top:1px solid #2B3E59}
.res-rows div{display:flex;justify-content:space-between;gap:1rem;padding:.75rem 0;border-bottom:1px solid #2B3E59;font-size:var(--fs-sm)}
.res-rows dt{color:#B9C6D9;display:flex;align-items:center;gap:.5rem}
.res-rows dd{margin:0;font-weight:700;color:#fff;font-variant-numeric:tabular-nums}
.sw{width:10px;height:10px;border-radius:3px;display:inline-block}
.bar{display:flex;height:14px;border-radius:99px;overflow:hidden;margin-top:1.5rem;background:#2B3E59}
.bar i{display:block;height:100%}
.chart{margin-top:1.5rem}
.chart svg{width:100%;height:auto}
.chart text{font-family:var(--font);font-size:11px;fill:#9FB2CC}
.calc-out .btn{margin-top:1.5rem;width:100%}
.calc-note{font-size:var(--fs-xs);color:var(--muted);margin-top:1rem;max-width:70ch}
.table-wrap{overflow:auto;border:1px solid var(--rule);border-radius:var(--r);margin-top:12px;max-height:420px}
table.yr{width:100%;border-collapse:collapse;font-size:var(--fs-sm);font-variant-numeric:tabular-nums}
table.yr th,table.yr td{padding:.65rem .9rem;text-align:right;border-bottom:1px solid var(--rule);white-space:nowrap}
table.yr th:first-child,table.yr td:first-child{text-align:left}
table.yr thead th{position:sticky;top:0;background:var(--paper);font-weight:700;color:var(--ink)}
.yr-toggle{margin-top:2rem}
.yr-toggle summary{cursor:pointer;font-weight:700;color:var(--blue-600)}

/* CTA band */
.cta-band{background:var(--blue);color:#fff;border-radius:var(--r-lg);padding:clamp(28px,4vw,48px);display:grid;grid-template-columns:1.4fr auto;gap:2rem;align-items:center}
.cta-band h2{color:#fff;margin-bottom:.3rem;font-size:var(--fs-xl)}
.cta-band p{color:#E3ECF8;margin:0}
@media (max-width:760px){.cta-band{grid-template-columns:1fr}}

/* Footer */
.footer{background:var(--ink);color:#B9C6D9;padding:64px 0 28px;font-size:var(--fs-sm)}
.footer a{color:#DCE5F2;text-decoration:none}
.footer a:hover{color:#fff;text-decoration:underline}
.f-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1.2fr;gap:2rem}
@media (max-width:900px){.f-grid{grid-template-columns:1fr 1fr}}
@media (max-width:560px){.f-grid{grid-template-columns:1fr}}
.footer h4{color:#fff;font-size:var(--fs-sm);margin-bottom:1rem}
.footer ul{list-style:none;margin:0;padding:0;display:grid;gap:.55rem}
.footer .brand{color:#fff;margin-bottom:1rem}
.footer .brand-name span{color:#DCE5F2}
.disclaimer{border-top:1px solid #2B3E59;margin-top:48px;padding-top:24px;font-size:var(--fs-xs);color:#8FA2BD;line-height:1.6}
.disclaimer p{margin:0 0 .6rem;max-width:110ch}
.f-bottom{display:flex;justify-content:space-between;flex-wrap:wrap;gap:1rem;margin-top:16px;font-size:var(--fs-xs);color:#8FA2BD}

/* WhatsApp */
.wa{position:fixed;right:18px;bottom:18px;z-index:60;width:56px;height:56px;border-radius:50%;background:#25D366;color:#fff;display:grid;place-items:center;box-shadow:0 10px 24px -8px rgba(0,0,0,.4)}
.wa:hover{color:#fff;background:#1EBE5A}
.wa svg{width:28px;height:28px}

.notfound{text-align:left;padding:96px 0}
.legal .prose h2{font-size:var(--fs-lg)}
.mt-0{margin-top:0}.mb-0{margin-bottom:0}.mt-2{margin-top:2rem}

@media (max-width:760px){.stat b{font-size:var(--fs-xl)}.cert{transform:rotate(-1.5deg)}.hero .wrap{padding-bottom:40px}}